If you own valuable, rare or irreplaceable items, such as high value jewelry, collectibles or antiques, you may need the comprehensive protection offered by a Personal Articles Floater.

In case of damage or loss, this coverage will allow you to recover more of what you lost, based on an item’s appraised value and description, up to any amount. A Personal Articles Floater will reimburse an agreed value amount, as shown in the schedule for jewelry and fine arts, and actual cash value for all other items.

A Personal Articles Floater is the right policy for people who have carefully selected and invested in items with values exceeding the limits in a homeowner’s policy.